| Financial Highlights (in millions Rupiah) | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Revenues | 876,526 | 936,802 | 872,961 | 739.562 |
| Income Before Tax Expense |
187,370 | 214,339 | 199,702 | 136.947 |
| Income for The Year | 147,806 | 168,550 | 156,225 | 105.865 |
| Total Shares | 19,805 | 19,805 | 19,805 | 19,805 |
| Net Working Capital | 35,239 | 35,239 | 35,239 | 35,239 |
| Total Assets | 5,985,012 | 6,045,854 | 5,860,517 | 5.078.857 |
| Total Liabilities | 4,614,163 | 4,745,480 | 4,660,866 | 3.981.591 |
| Total Equities | 1,370,849 | 1,300,374 | 1,199,650 | 1.097.266 |
| Finance Lease Receivables - Net |
2,614,135 | 2,447,204 | 2,642,573 | 2.609.259 |
| Consumer Financing Receivables - Net |
2,300,677 | 2,395,406 | 2,094,804 | 1.590.581 |
| Factoring Receivables - Net |
652,351 | 483,951 | 457,923 | 238.791 |
| Financial Ratios | ||||
| Net Income to Average Assets (ROAA) |
3.16% | 3.53% | 3.53% | 2,82% |
| Net Income to Average Assets (ROAE) |
11.23% | 13.67% | 13.66% | 10,00% |
| Debt to Equity Ratio (DER) |
3.08 | 3.42 | 3.67 | 3,45 |
| Receivables to Assets Ratio (FAR) |
93,02% | 88,10% | 88,65% | 87,39% |
| Debt to Assets Ratio (DAR) |
70,53% | 73,53% | 75.10% | 74,60% |
| Gross Revenue to Receivables (NIM) |
7,60% | 7,83% | 7.76% | 7,61% |
